95377 Homes under $700,000

Welcome to Tracy, California, a charming city nestled in the heart of San Joaquin County, where the zip code 95377 offers an inviting blend of suburban tranquility and vibrant community life. Known for its friendly atmosphere and picturesque landscapes, Tracy is an ideal place for families, young professionals, and anyone looking to enjoy the best of California living.

One of the standout features of the 95377 area is the availability of beautiful homes priced under $700,000. This makes Tracy a fantastic option for those seeking affordability without compromising on quality. You’ll find a diverse selection of properties, from modern single-family homes to cozy townhouses, each designed to cater to various lifestyles and preferences. With spacious layouts, contemporary finishes, and family-friendly neighborhoods, these homes provide a perfect backdrop for creating lasting memories.

Living in Tracy means enjoying a wealth of amenities. The city boasts excellent schools, numerous parks, and a thriving downtown area filled with shops, restaurants, and entertainment options. Outdoor enthusiasts will appreciate the nearby hiking trails and recreational opportunities, while commuters benefit from convenient access to major highways and public transportation, making travel to the Bay Area a breeze.

Whether you’re a first-time homebuyer, looking to downsize, or seeking an investment opportunity, the 95377 zip code in Tracy offers a vibrant community and a range of housing options under $700,000. Discover your dream home in this delightful city, where affordability meets quality living!

Newest 95377 Homes under $700,000

$624,999

3 Beds ⋅ 3 Baths ⋅ 41150094 MLS

Nestled in a coveted cul-de-sac, this beautiful 2-story, 3-bedroom, 2.5-bath home offers 1,808 square feet of living space on a 4,158 square feet lot. The extra-long driveway leads to an attached 2-car garage. The main floor has wood flooring throughout the living room, already with a sofa, loveseat, and coffee table — all included in the sale. The formal dining room has a chandelier. The family room with a ceiling fan, gas fireplace, and an entertainment equipment hutch. The family room has an access door to a covered pergola patio. The kitchen has ample cabinetry and generous counter space, a breakfast counter, a refrigerator (included in the sale), a gas oven-range cooktop, and water filter system. The indoor laundry room has both gas and electric hookups. The carpeted staircase to the second level, leads to all the carpeted bedrooms. The primary suite with a large closet has its own ceiling fan and an en-suite bathroom with his-and-hers sinks, a separate soaking tub, and a private shower stall. The two additional bedrooms, each with ceiling fans share a conveniently located full hallway bathroom with double vanity.

4341 Burr Ct, Tracy

$637,000

2 Beds ⋅ 2 Baths ⋅ 41149986 MLS

Toll Brothers newest 55+ Active adult gated community of single story homes, Regency at Tracy Lakes. With three picturesque lakes, this community offers a fishing dock, 1-acre garden and dog park. With a wealth of amenities, including a clubhouse, indoor and outdoor pools, cabanas, a yoga studio, fitness center, bocce ball, and pickleball courts, every day here is an opportunity for relaxation and recreation. Onsite lifestyle director ensures there’s always something to look forward to; from fitness classes to comedy shows and wine nights. The welcoming 10-foot ceiling foyer flows immediately into the open-concept great room and casual dining area, with alluring views to the desirable luxury outdoor space. Enhancing the well-designed gourmet kitchen are a large center island with breakfast bar, modern cabinets, Energy Star stainless steel appliances, and quartz countertops. Highlights of the beautiful primary bedroom suite are an ample walk-in closet, and a primary bath with a dual-sink vanity, a large luxe shower with seat, and a private water closet. Additional highlights include a centrally located laundry and plenty of additional storage. (photos not of actual home, for marketing only)

3549 Caples Way, Tracy

$615,000

3 Beds ⋅ 3 Baths ⋅ 226120353 MLS

Discover modern comfort and effortless California living in this move-in ready, 10-year young duet style home located near shopping and restaurants. This three bedroom, two and half bathroom home offers a generous functional two-story floor plan with high ceilings, natural light and modern finishes. Thoughtfully designed for both daily relaxation and high end outdoor entertaining, this meticulously maintained home offers an exceptional layout with premium upgrades throughout. The main floor boasts durable tile flooring throughout the open concept family room, modern kitchen area, and a convenient powder room. Upstairs features a spacious primary suite with an en-suite bathroom, plus two additional guest bedrooms and a second full guest bath. The convenient upper-level laundry room is complete with custom cabinetry for extra storage, plus included washer and dryer. Step outside into a magazine worthy backyard optimized for Northern California indoor/outdoor living. Designed for low-maintenance enjoyment and year-round outdoor entertaining, this private oasis features: a custom built in kitchen with a BBQ grill, sink and refrigerator. Perfect for evening relaxation, outdoor dining, and gathering around the built-in gas fireplace. Turnkey homes with outdoor living spaces of this caliber do not stay on the market long. Schedule your private tour today! https://tinyurl.com/53ahttjn

1634 Union Lane, Tracy

$619,950

3 Beds ⋅ 2 Baths ⋅ 226121381 MLS

Single-story home in Tracy with an oversized lot offering room for outdoor living, gardening, or future expansion. 733 Ann Gabriel Lane features 3 bedrooms, 2 bathrooms, and approximately 1,733 square feet of living space on one level. The floor plan eliminates stairs, supporting ease of movement and accessibility throughout the home. The standout feature is the lot size, which provides space to entertain, landscape, or create a custom backyard retreat. Location offers convenient access to Sprouts, shopping, dining, and freeway connections for commuting to the Bay Area. George Kelly Elementary and Kimball High School serve the area. The single-level layout, lot size, and proximity to daily amenities make this property suitable for a range of buyers, including those relocating, downsizing, commuting, or evaluating investment opportunities. The home is move-in ready and offers a platform for personalization.

733 Ann Gabriel Lane, Tracy

$649,000

2 Beds ⋅ 1 Baths ⋅ 41149685 MLS

Discover the possibilities as you go through this gated single-story ranch-style home, set on an expansive lot of more than half an acre. The main residence offers two bedrooms and one bathroom, complemented by a remodeled kitchen and an exceptionally large bonus room with an additional bathroom. ideal for a home office, recreation space, guest area, or other flexible uses. Parking and storage are abundant with a huge two car garage, a two car carport, and ample additional space for multiple vehicles, equipment, or recreational toys. The front yard features a freshly blacktopped paved area, creating a clean, practical arrival and parking space. With its generous lot size and versatile layout, this property may offer excellent potential for future accessory dwelling units (ADUs) or other improvements; buyers should consult the City of Tracy directly to verify zoning, permits, development standards, and allowable uses.

2831 Fabian Rd, Tracy

$525,000

3 Beds ⋅ 3 Baths ⋅ 226121586 MLS

775 Cambridge Ct offers a chance to make a Tracy home your own. The property has great bones and is ready for cosmetic updates, giving the next owner a blank canvas to bring their vision to life. The roof has been updated, providing a head start on the improvements. Bring your ideas and see the potential this fixer has to offer.

775 Cambridge Court, Tracy

$625,000

3 Beds ⋅ 3 Baths ⋅ 226118249 MLS

Beautifully updated Fairhaven home with a pool, cul-de-sac location and desirable Jefferson School District!! Many upgrades include fresh 2-tone painted interior, newer HVAC, newer LVP flooring, recently painted exterior, 16-panel solar system (lease is $149/mo) for the house, separate solar for the pool (paid for), 1 bedroom downstairs, security screen door entry, remodeled kitchen features new cabinetry, quartz counters, subway tile backsplash, white-painted cabinetry with grey painted island cabinets, island has breakfast bar & 2 pendant lights, SS gas stove, stainless ice maker, cabinet pulls and built-in desk, dining room has built-in corner cabinet, French doors to backyard & door to driveway, living room has crown molding, 2 ceiling fans & fireplace with mantle, down bath has quartz counter & subway tile backsplash, primary BR includes window seat, lighted ceiling fan, granite counter, framed mirror & stall shower, BR 3 has window seat, mirrored closed doors, full bath with granite counter & tub over shower, front yard has new artificial grass, backyard features inground vinyl pool, exposed aggregate decking, covered patio with sunscreen, artificial grass on sideyard, dog run & side access with double gates. Walk to Monticello Elementary School! Close to shopping & ACE train station. Come see this wonderful home!!

890 Wilamette Court, Tracy

$699,000

2 Beds ⋅ 2 Baths ⋅ 41148954 MLS

Welcome to Regency at Tracy Lakes, where luxury living takes center stage in this exceptional active adult 55+gated community. Three picturesque lakes, this vibrant community offers a fishing dock, 1-acre community garden and dog park. With a wealth of amenities, including a clubhouse, pools, cabanas, yoga studio, fitness center, bocce ball, and pickleball courts, every day is an opportunity for relaxation and recreation. The onsite lifestyle director ensures there’s always something to look forward to; from fitness classes to comedy shows and wine nights. This home is single-level at its finest. The gourmet kitchen makes a statement with it's premium finishes, including KitchenAid stainless steel appliances, 36" gas cook, modern cabinets, and quartz countertop with complementing backsplash. Luxury vinyl wood plank flooring flows throughout main living space. Elegant craftsmanship with 10-foot ceilings, 8-foot doors, 5 1/4 baseboards, dual-pane Anderson windows, and Western stacking slider doors. Primary bedroom suite complete with an impressive walk-in closet and a spa-like bath with dual vanities, large luxe shower with seat. (photos not of actual home or yard, for marketing only)

1868 Serene Court, Tracy

$615,000

3 Beds ⋅ 2 Baths ⋅ 226103505 MLS

Single story! Corner lot!! Location!!! Welcome to this charming three bedrooms and 2 bathrooms home on a generous corner lot with possible RV parking and located close to shopping and nearby access to freeway. The beautiful living area boasts high ceilings and windows galore with lux shutters on each window. Walking into the bright kitchen you will experience the same high ceilings and windows galore with a dining and great room combo for entertaining or spending time relaxing. From the great room you can explore the backyard starting with large, covered patio for year-round entertainment with a paved side yard. Major upgrades include LVP floors, bathroom updates, Heat blocking window screens and HVAC less than 10 years of age. Tour this single-story home, located on a corner lot with possible RV parking today!!!

2506 Spencer Lane, Tracy

$649,900

4 Beds ⋅ 3 Baths ⋅ ML82060049 MLS

Beautifully maintained 4-bedroom, 3-bath home offering an inviting blend of comfort, versatility, and pride of ownership in desirable Tracy. The thoughtfully designed floor plan features spacious living areas and a full bedroom and full bathroom downstairs, providing exceptional flexibility for guests, multigenerational living, extended family, or a private home office. Upstairs, additional bedrooms and living space offer privacy and versatility for the entire household. Pride of ownership is evident throughout this well-cared-for home, creating a welcoming setting that is move-in ready and ready to be enjoyed. Step outside to a private backyard featuring a pool, creating an ideal setting for summer gatherings, entertaining, or simply enjoying outdoor living. Conveniently located near shopping, dining, parks, schools, and commuter routes, this home combines a desirable location with a versatile floor plan and features designed for the way you live. Four bedrooms. Three bathrooms. Downstairs bedroom and full bath. Private pool. Pride of ownership. A home designed for living, gathering, and making memories. NO HOA. Location, location, location!

2943 Rugby Court, Tracy

$660,000

3 Beds ⋅ 3 Baths ⋅ 41146084 MLS

Welcome to this stunning, like-new home built in 2023, located in the award-winning master-planned community of Tracy Hills. Designed for modern living and effortless entertaining, the open-concept floor plan features high ceilings, expansive windows adorned with custom shutters, and an abundance of natural light throughout. At the center of the home, the chef-inspired kitchen boasts crisp white shaker cabinetry, premium quartz countertops, a large center island, stainless steel appliances with a gas range, and a spacious pantry. The kitchen seamlessly transitions into the generous living and dining areas, creating the perfect setting for everyday gatherings. Upstairs, the private primary suite offers a true retreat, complete with a walk-in closet, en-suite bathroom featuring a double-sink vanity and an oversized shower. Two additional well-proportioned bedrooms, a full secondary bathroom, and a dedicated laundry room complete the upper level. Step outside to a large, private backyard that offers endless potential to relax, play, and entertain outdoors. This home is thoughtfully equipped for sustainable living with an owned electric SOLAR system and an integrated EV charger. Life in Tracy Hills comes with resort-style amenities, including two swimming pools, a resident clubhouse for private events and socializing, pickleball courts, a yoga lawn, dog park, playground, walking trails & parks, community garden, a local market, and an on-site fire station. Residents also benefit from top-tier education at the state-of-the-art Corral Hollow TK–8 School located right within the community. Enjoy unbeatable convenience with Costco, premier shopping, and dining just minutes away, alongside fast access to Interstate 580 and the nearby ACE train station for an effortless daily commute.

5389 Santini Ln, Tracy

$668,000

3 Beds ⋅ 2 Baths ⋅ 226106111 MLS

Welcome to this charming and beautiful corner-lot home in the desirable location of Tracy! This inviting single-story home features a spacious layout with a generous entertaining area and three comfortable bedrooms. Enjoy the beauty and privacy of the backyard, filled with many mature fruit trees, entertaining, and creating wonderful memories with family and friends. Cozy, peaceful, and ready to welcome you home. A must see!

141 Nabor, Tracy

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