Tracy Homes under $500,000

Welcome to Tracy, California—a vibrant gem nestled in San Joaquin County that perfectly blends suburban charm with urban convenience. Known for its friendly community, picturesque parks, and rich history, Tracy offers an inviting atmosphere for families, professionals, and retirees alike. With a population that continues to grow, this city is a hub of activity, marked by excellent schools, diverse dining options, and a variety of recreational opportunities.

One of the most appealing aspects of Tracy is its affordability in the housing market. For those seeking homes under $500,000, Tracy presents a fantastic opportunity. Here, you can find a range of properties that cater to different lifestyles—from cozy single-family homes to modern townhouses, all designed to meet the needs of today’s buyers. Imagine settling down in a charming neighborhood where you can enjoy spacious backyards, family-friendly parks, and a strong sense of community.

Tracy’s strategic location also makes it an ideal choice for commuters, with easy access to major highways and public transportation options that connect you to the Bay Area and beyond. Whether you’re looking to invest in your first home or seeking a peaceful place to retire, Tracy offers a wonderful balance of affordability, accessibility, and quality of life.

Explore the enchanting streets of Tracy and discover the perfect home that fits your budget and lifestyle. With homes under $500,000, your dream of homeownership is closer than you think in this delightful Californian city!

Newest Tracy Homes under $500,000

$419,000

3 Beds ⋅ 2 Baths ⋅ 226114429 MLS

Bring your vision to this 3-bedroom, 2-bath Tracy home offering approximately 1,387 sq. ft. and a well-designed floor plan with plenty of possibilities. Located in an established neighborhood surrounded by well-maintained homes, the property offers a great opportunity to create something special and make it your own. With a functional layout, generous potential, and a setting that already has so much going for it, this could be the project you've been waiting for.

2617 Balboa Drive, Tracy

30000 E Kasson 4d15 Oak Ln. Rd. Road, Tracy

$175,000

2 Beds ⋅ 1 Baths ⋅ 226117530 MLS

A little vintage charm, a little room to dream, and a porch that practically insists you slow down! Located in the Tracy San Joaquin River Club **PLEASE READ CAREFULLY** (Buyers need to be approved by San Joaquin River Club and referred by two sponsors that are current residents. All Cash offers only.). This inviting home offers two bedrooms plus a flexible den with potential for a third bedroom, home office, or creative retreat. The spacious enclosed porch is ready for morning coffee, an afternoon book, or conversations that stretch into the evening. Inside, natural light, a mix of wood, tile, laminate, and carpet flooring, and a wood-burning stove with brick surround create a cozy, welcoming feel. The kitchen brings its own character with white cabinetry, open shelving, tile countertops, and a window above the sink. A dual-sink vanity and indoor laundry area add everyday convenience. This is a home with plenty of character, potential, and room for improvement. While it could benefit from some TLC and updating, it offers a great opportunity for someone ready to put their own touches into a property and create something special over time. Looking for extra flexibility? A bonus room separate from the main living areas is currently used as additional sleeping space and offers possibilities for guests, a hobby room, workspace, or storage. The main home and bonus room area total approximately 1,160 square feet combined. Square footage is an estimate and has not been verified; buyer to independently investigate and verify square footage and improvements to their satisfaction. Outside, mature trees, a covered driveway canopy, and a yard ready for your personal touch complete the setting. For the buyer who can see beyond today and imagine what could be, this property offers an exciting opportunity to make it their own.*Some photos have been digitally altered*

30000 E Kasson 4d15 Oak Ln. Rd. Road, Tracy

$479,000

3 Beds ⋅ 1 Baths ⋅ 226121242 MLS

Like-new, remodeled 3 BR home!! Many upgrades include vinyl dual pane windows, new driveway, new plumbing from the street to the house, fresh 2-tone painted interior, new LVP flooring, new carpet & pad in the bedrooms, new exterior paint, newly painted front porch, new door hardware, new outlets & switches, new 2 inch blinds on all windows, new lighted ceiling fans in all bedrooms, remodeled kitchen features new quartz counters, new cabinetry, new stainless appliances, gas stove & new light, updated bath has new quartz shower surround, new vanity, new sink, faucet, light & new toilet and new garage door opener. Come see this beautiful move-in ready cottage!!

405 W 22nd Street, Tracy

$315,000

2 Beds ⋅ 2 Baths ⋅ 226122025 MLS

Take advantage of this cute condo with private courtyard entrance. Freshly painted, new flooring throughout. Formal living room with vaulted ceiling, cozy kitchen, dining area, two spacious bedrooms, two full bath rooms. Primary bedroom has floor to ceiling sliding glass closet doors, vaulted celing and slider to backyard.

184 E Grantline Road Unit #184, Tracy

$250,000

3 Beds ⋅ 2 Baths ⋅ 226121378 MLS

Beautiful turn key home priced for your budget. Upgraded and remodeled 3 bedroom 2 bath home features vaulted ceiling, open floor plan, new modern kitchen, lots of light, deck off primary bedroom, cozy yard. Washer, dryer included.

24221 S Chrisman Road Unit #47, Tracy

$499,999

2 Beds ⋅ 1 Baths ⋅ 226117317 MLS

CHARACTER, CHARM & EXTENSIVE UPDATES, WALK TO DOWNTOWN! Welcome to this charming 2-bedroom, 1-bath home filled with character and thoughtfully updated for modern living. Ideally located within walking distance of downtown shopping, dining, and entertainment, this home offers both convenience and a wonderful lifestyle. Freshly painted and featuring new flooring, new windows, new exterior doors, and new shades, this inviting home blends its original character with numerous modern improvements. The spacious backyard is perfect for entertaining, outdoor dining, gardening, or relaxing with family and friends. A new rear fence adds privacy and enhances the outdoor space. The extensive list of improvements includes new electrical wiring throughout the home, a new tankless water heater, reinforced chimney brought up to code, new gutters, and a new main water shut-off valve. The attic has been newly insulated, and the crawl space has been rodent-proofed for added peace of mind. The converted 2-car garage provides additional flexible space and features an installed EV charging port. Large tree branches were removed from over the home, helping make the property solar-ready. With an impressive list of recent improvements already completed, this home offers the opportunity to enjoy classic character with many of today's desired updates all while being just a short walk from the energy and convenience of downtown. Charming, updated, and ideally located- come see what makes this home special!

540 W Highland Avenue, Tracy

$349,888

2 Beds ⋅ 2 Baths ⋅ 226108359 MLS

Welcome home to this cozy 2-bedroom, 2-bathroom second-floor condo tucked inside a gated community near downtown Tracy. With a dedicated carport and a comfortable, functional layout, this home offers everyday convenience in a well-connected location. The living room and bedrooms feature carpeting, while the dining area offers laminate flooring. Enjoy easy access to downtown Tracy and everyday amenities.

565 Peerless Way Unit #210, Tracy

$479,000

3 Beds ⋅ 3 Baths ⋅ 226116895 MLS

Some homes ask you to choose: space or convenience, privacy or community, a peaceful retreat or a connected address. At 2236 Sudbury Court #28, you don't have to. Your day begins behind the gates of Summergate, where this beautifully maintained corner townhome feels tucked away from the rush while keeping everything you need within easy reach. Step inside and natural light moves through 1,408 square feet of thoughtfully designed living space. Fresh interior paint and updated laminate flooring give the home a polished, move-in-ready feel, while a recently installed water heater adds practical peace of mind. The open living and dining area invites everything from quiet mornings to lively dinners with the people you love The kitchen is designed for real lifeand for making it look effortless. A center island creates a natural gathering place, complemented by a custom backsplash, under-cabinet lighting, generous cabinetry, and a walk-in pantry that keeps everything beautifully organized. Upstairs, the spacious primary suite becomes your private place to recharge, complete with a wall-length closet, dual sinks, a bath/shower combination, and a separate toilet area. Two additional bedrooms offer the freedom to create exactly what your life needs: comfortable guest rooms, a stylish office, a creative studio, or space to grow. Outside, your gated patio/deck is ready for morning coffee, an evening glass of wine, or a little fresh air without the upkeep of a large yard. The attached two-car garage adds convenience, while the corner location provides an added sense of privacy. Just steps away, the community pool, spa, barbecue area, and playground make Summergate feel less like a complex and more like a private neighborhood retreat. Then there is Tracy itself: a city where life has room to breathe. Spend weekends exploring Downtown Tracy, local restaurants, parks, shopping, community events, and nearby wineriesall while enjoying the comfort of coming home to a gated, low-maintenance community. When work or travel calls, the Tracy ACE station is approximately five miles away, with convenient access to I-205 and connections to I-580 and I-5. This is more than three bedrooms and a great location. It is the chance to trade compromise for balance, maintenance for freedom, and a place to live for a place that truly feels like home. Welcome to Summergate.

2236 Sudbury Court Unit #28, Tracy

$499,950

3 Beds ⋅ 1 Baths ⋅ 226112878 MLS

Charming Single-Story Home with Inviting Outdoor Living Spaces Welcome to 465 W 22nd Street, a beautifully maintained 3-bedroom, 1-bath home offering approximately 1,299 square feet of comfortable living space in an established Tracy neighborhood. This home blends classic charm creating the perfect setting for both everyday living and entertaining. Step inside to discover a bright and functional floor plan featuring spacious living areas, generously sized bedrooms, and an updated bathroom with a stylish vanity, contemporary fixtures, and tasteful finishes. The home's warm and inviting atmosphere makes it easy to envision creating lasting memories with family and friends. Outside, you'll find expansive front and side yard spaces enhanced by mature trees that provide shade and privacy. The welcoming covered front porch offers the perfect place to enjoy your morning coffee or unwind in the evening. The large yard presents endless opportunities for gardening, outdoor gatherings, play areas, or future customization to fit your lifestyle. Additional highlights include central heating and cooling, a composition roof, ample outdoor space, and a convenient location near schools, parks, shopping, dining, and major commuter routes. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this property offers exceptional value, character, and potential.

465 W 22nd Street, Tracy

$199,000

2 Beds ⋅ 1 Baths ⋅ 226113410 MLS

AGENTS PLEASE READ PRIVATE REMARKS Tucked inside the San Joaquin River Club, this well-maintained 2-bedroom, 1 bathroom home offers the perfect blend of comfort and lifestyle. The property features a newer roof, maintained septic system, and existing water softener, with key essentials already in place. Offering a functional layout and inviting feel, this home is ideal for full-time living or a peaceful weekend retreat. Enjoy the privacy of this unique community along with the charm and lifestyle that river club has to offer.

30000 Kasson Rd 2H27 Sunset Dr, Tracy

$479,999

3 Beds ⋅ 2 Baths ⋅ 226110517 MLS

Welcome to 1191 Donnero Way, located in the desirable Arnaudo Village neighborhood of Tracy. Built in 1985, this inviting three-bedroom, two-bath home offers 1,161 square feet of comfortable living space and sits on a 0.14-acre lot of approximately 6,217 square feet. Situated on a nice, wide street with a south-facing orientation, the home features an open great room concept that creates a comfortable and welcoming space for everyday living and entertaining. Additional features include a two-car garage with laundry area and a tile roof. The interior provides a wonderful foundation with plenty of opportunity to add your own personal touches and create a space that reflects your individual style. One of the home's highlights is the private backyard with no homes directly behind the property, creating a more open and peaceful setting. It's a wonderful place to unwind, entertain, or simply enjoy the beautiful evening sunsets. Conveniently located near shopping, schools, and freeway access, 1191 Donnero Way offers a great combination of location, privacy, and potential. Whether you're purchasing your first home or looking for a place to make uniquely your own, this home is ready for its next chapter.

1191 Dronero Way, Tracy

$190,000

3 Beds ⋅ 2 Baths ⋅ 41145632 MLS

Welcome to this extended mobile home offering more space than most homes in the area! Perfect for first-time buyers looking to invest in a property with real upside, this roomy 3-bedroom, 2-bath layout gives you room to spread out and make it your own. The essentials are all here — with a little TLC and imagination, this home is ready to be transformed into something truly special. Don't miss this opportunity to build equity and create your dream space from the ground up!

Tracy

Start Your Search

metrolist logo

All measurements and all calculations of area (i.e., Sq Ft and Acreage) are approximate. Broker has represented to MetroList that Broker has a valid listing signed by seller authorizing placement in the MLS. Above information is provided by Seller and/or other sources and has not been verified by Broker. Copyright 2026 MetroList Services, Inc. The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of MetroList® MLS. All information has been provided by seller/other sources and has not been verified by broker. All interested persons should independently verify the accuracy of all information. Last updated .